Residential Properties financing in Irvine

Residential Properties in Irvine, CA

Hard money loans for residential properties in Irvine and Orange County provide the speed and flexibility investors need for single-family homes, condos, and townhomes. Whether you're acquiring a rental in Irvine's master-planned communities, flipping a condo in Newport Beach, or bridging on a townhome in Costa Mesa, we fund based on property value, not credit scores or tax returns. Our 7-10 day closings let you compete with cash buyers in Orange County's competitive residential market. Single-family, condos, townhomes, and small multifamily all qualify.

Hard money loans for residential properties in Irvine and Orange County provide the speed and flexibility investors need for single-family homes, condos, and townhomes. Whether you're acquiring a rental in Irvine's master-planned communities, flipping a condo in Newport Beach, or bridging on a townhome in Costa Mesa, we fund based on property value, not credit scores or tax returns. Our 7-10 day closings let you compete with cash buyers in Orange County's competitive residential market. Single-family, condos, townhomes, and small multifamily all qualify.

Residential Properties Loan Features

  • Up to 75% LTV

  • 7-10 day funding

  • No income verification

  • Interest-only options

We provide hard money loans for properties throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, Laguna Beach, and all of Orange County. Whether you're acquiring, refinancing, or renovating, we have the local expertise to structure the right loan for your project. Our team understands Orange County's diverse property markets—from Irvine's master-planned communities to Newport Beach's coastal properties and Santa Ana's value-add opportunities.

Eligible Property Types

  • Single-family homes

  • Condos and townhomes

  • Residential investment properties

  • Owner-occupied and non-owner-occupied

  • Properties in California

Ready to explore your financing options? Contact us for a free consultation.

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Residential Properties Loan Terms

Loan Amount$100K - $5M
Loan-to-ValueUp to 75%
Interest RateStarting at 9.99%
Term Length6 - 36 months
Closing Time7-10 days
PrepaymentNo penalties
Interest OnlyAvailable
Points2-4 points

Areas We Serve

We provide financing for residential properties throughout Irvine and Orange County.

Ready to structure financing?

Contact our team to discuss residential properties loan options and execution timing.