Investment Properties financing in Irvine

Investment Properties in Irvine, CA

Investment property financing from Hard Money Lenders of Irvine supports the full range of investor strategies across Orange County. Rental properties for portfolio growth, fix-and-flip projects for quick returns, and value-add plays for forced appreciation, we fund based on the property's income potential and value. Our asset-based approach means we evaluate the deal, not your W-2. Whether you're building a rental portfolio in Irvine, flipping in Santa Ana, or executing value-add in Costa Mesa, we deliver fast approval and flexible terms. Single-family through small multifamily.

Investment property financing from Hard Money Lenders of Irvine supports the full range of investor strategies across Orange County. Rental properties for portfolio growth, fix-and-flip projects for quick returns, and value-add plays for forced appreciation, we fund based on the property's income potential and value. Our asset-based approach means we evaluate the deal, not your W-2. Whether you're building a rental portfolio in Irvine, flipping in Santa Ana, or executing value-add in Costa Mesa, we deliver fast approval and flexible terms. Single-family through small multifamily.

Investment Properties Loan Features

  • Up to 75% LTV

  • 7-10 day funding

  • Asset-based underwriting

  • Rental and flip both qualify

We provide hard money loans for properties throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, Laguna Beach, and all of Orange County. Whether you're acquiring, refinancing, or renovating, we have the local expertise to structure the right loan for your project. Our team understands Orange County's diverse property markets—from Irvine's master-planned communities to Newport Beach's coastal properties and Santa Ana's value-add opportunities.

Eligible Property Types

  • Rental properties (SFR, duplex, small multifamily)

  • Fix-and-flip projects

  • Value-add opportunities

  • Vacant and transitional

  • Properties in California

Ready to explore your financing options? Contact us for a free consultation.

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Investment Properties Loan Terms

Loan Amount$100K - $3M
Loan-to-ValueUp to 75%
Interest RateStarting at 9.99%
Term Length6 - 36 months
Closing Time7-10 days
PrepaymentNo penalties
DSCRFlexible for qualified deals
Points2-4 points

Areas We Serve

We provide financing for investment properties throughout Irvine and Orange County.

Ready to structure financing?

Contact our team to discuss investment properties loan options and execution timing.