Privacy Policy

1. Introduction

Hard Money Lenders of Irvine ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit hardmoneylendersirvine.com (the "Site") or use our lending services.

2. Information We Collect

We may collect the following types of information:

Personal Information

• Name, address, phone number, and email address
• Social Security number and date of birth
• Employment and income information
• Bank account and financial information
• Property information and real estate details
• Business entity information (if applicable)

Automatically Collected Information

• IP address and browser type
• Device information and operating system
• Pages visited and time spent on the Site
• Referring website addresses
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate loan applications
• Communicate with you about your loan and our services
• Verify your identity and prevent fraud
• Comply with legal and regulatory requirements
• Improve our website and services
• Send marketing communications (with your consent)
• Respond to your inquiries and provide customer support

4. How We Share Your Information

We may share your information with:

• Service Providers: Third parties who assist us with loan processing, underwriting, and servicing
• Financial Partners: Investors and funding sources who provide capital for our loans
• Legal Compliance: When required by law, court order, or government regulation
• Professional Advisors: Attorneys, accountants, and auditors who assist our business operations
• Business Transfers: In connection with a merger, acquisition, or sale of assets

We do not sell your personal information to third parties for marketing purposes.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can manage cookie preferences through browser settings.

6. Data Security

We implement appropriate technical and organizational measures to protect personal information against unauthorized access, alteration, disclosure, or destruction, including encryption, firewalls, secure server environments, and access controls. No internet or electronic storage method is 100% secure.

7. Your Rights and Choices

Depending on your location, you may have rights to:

• Access your personal information
• Correct inaccurate information
• Request deletion of your information
• Opt out of marketing communications
• Restrict or object to certain processing activities
• Request data portability

To exercise these rights, please contact us using the information below.

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

9. Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy periodically. Changes are effective when posted with an updated "Last Updated" date.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us:

12. California Privacy Rights

California residents may have additional rights under CCPA and CPRA. For more information, contact us directly.