Commercial Bridge Loan - Hard money loans in Irvine, CA

Commercial Bridge Loan in Irvine, CA

Commercial bridge loans from Hard Money Lenders of Irvine give Orange County investors and business owners the capital to act quickly on commercial real estate opportunities. Traditional commercial lending can take 60-90 days, or longer, with extensive documentation requirements. Our commercial bridge loans fund in 2-3 weeks, covering acquisitions, refinances, and value-add plays across retail, office, industrial, and mixed-use properties throughout Irvine, Costa Mesa, Newport Beach, and all of Orange County. We evaluate the property's cash flow potential and your business plan, not just spreadsheets.

Commercial bridge loans from Hard Money Lenders of Irvine give Orange County investors and business owners the capital to act quickly on commercial real estate opportunities. Traditional commercial lending can take 60-90 days, or longer, with extensive documentation requirements. Our commercial bridge loans fund in 2-3 weeks, covering acquisitions, refinances, and value-add plays across retail, office, industrial, and mixed-use properties throughout Irvine, Costa Mesa, Newport Beach, and all of Orange County. We evaluate the property's cash flow potential and your business plan, not just spreadsheets.

Key Benefits of Commercial Bridge Loan

  • Fund commercial acquisitions in 2-3 weeks

  • Stated income options for business owners

  • Bridge to permanent financing or sale

  • Value-add and repositioning plays supported

  • Vacant or transitional properties considered

Hard Money Lenders of Irvine serves real estate investors throughout Irvine, Newport Beach, Costa Mesa, Santa Ana, Huntington Beach, and all of Orange County. Our local team understands the market dynamics, permit processes, and investment opportunities that drive successful deals in the region.

Typical Requirements

  • Commercial property in California

  • Clear title or acceptable lien position

  • Business plan or exit strategy

  • Borrowing entity (LLC, corp) established

Who We Lend To

We work with experienced real estate investors, contractors, developers, fix-and-flip specialists, and property owners throughout Orange County. Whether you're acquiring your first investment property or scaling your portfolio, our asset-based approach focuses on the property and the deal—not your W-2 or tax returns.

Ready to get started? Contact us today for a fast, no-obligation quote.

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Commercial Bridge Loan Highlights

Loan Amount$250K - $5M
Loan-to-ValueUp to 70%
Interest RateStarting at 10.99%
Term Length12 - 36 months
Approval Time48-72 hours
Closing Time2-3 weeks
Property TypesRetail, office, industrial, mixed-use
PrepaymentFlexible terms

Ready to start?

Contact our Irvine team for structured guidance on your commercial bridge loan scenario.