Hard Money Loans for Residential Property Developers

Residential Property Developers in Irvine, CA

Residential property developers in Orange County need capital that understands the development cycle. Hard Money Lenders of Irvine funds ground-up residential projects, single-family spec homes, townhome developments, and small multifamily, throughout Irvine, Tustin, Lake Forest, and surrounding areas. We evaluate the project's end value, your development experience, and the market, not just current land value. Draw-based funding releases capital as construction progresses. Perm-to-perm options available for developers who want to transition to long-term financing at completion.

Residential property developers in Orange County need capital that understands the development cycle. Hard Money Lenders of Irvine funds ground-up residential projects, single-family spec homes, townhome developments, and small multifamily, throughout Irvine, Tustin, Lake Forest, and surrounding areas. We evaluate the project's end value, your development experience, and the market, not just current land value. Draw-based funding releases capital as construction progresses. Perm-to-perm options available for developers who want to transition to long-term financing at completion.

Benefits for Residential Property Developers

  • Fund land acquisition and construction

  • Up to 80% of project costs

  • Interest-only during development

  • Perm-to-perm for seamless exit

  • Single-family through small multifamily

We fund developers building in Irvine's established and emerging neighborhoods, infill projects in Santa Ana and Costa Mesa, and suburban developments in Lake Forest and Mission Viejo. Our team understands Orange County's permit processes, builder relationships, and market dynamics. We structure loans that align with your development timeline.

Loan Programs Available

  • Bridge loans for quick acquisitions

  • Fix-and-flip financing

  • Construction loans for ground-up development

  • Rental property loans

  • Refinance and cash-out options

  • Land acquisition financing

Get pre-approved in 24-48 hours. Our streamlined application process gets you the funding you need, when you need it.

Discuss your project with our lending team today.

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Why Residential Property Developers Choose Hard Money

Development Focus

We understand entitlements, permits, and the development timeline.

End-Value Based

Loan amounts based on completed project value, not just land cost.

Draw Schedule

Capital released as construction milestones complete.

Local Expertise

Knowledge of Irvine and Orange County submarkets and absorption.

Ready to move forward?

Contact us to review financing options designed for residential property developers.