Distressed Specialists
We fund what banks won't, foreclosures, short sales, deferred maintenance.

Distressed property buyers in Orange County need financing that traditional banks won't provide. Foreclosures, short sales, and properties with significant deferred maintenance rarely qualify for conventional loans, but they often offer the best opportunities for investors. Hard Money Lenders of Irvine funds distressed acquisitions based on the property's potential, not its current condition. We understand that value lies in the exit strategy: fix-and-flip, hold as rental, or wholesale. Our quick closings, 7-10 days, let you compete with cash buyers at trustee sales and short sale negotiations.
Distressed property buyers in Orange County need financing that traditional banks won't provide. Foreclosures, short sales, and properties with significant deferred maintenance rarely qualify for conventional loans, but they often offer the best opportunities for investors. Hard Money Lenders of Irvine funds distressed acquisitions based on the property's potential, not its current condition. We understand that value lies in the exit strategy: fix-and-flip, hold as rental, or wholesale. Our quick closings, 7-10 days, let you compete with cash buyers at trustee sales and short sale negotiations.
Benefits for Distressed Property Buyers
Fund properties banks reject
Close in 7-10 days
Foreclosure and short sale experience
Clear title and lien position focus
Orange County distressed market knowledge
We've funded distressed acquisitions across Irvine, Santa Ana, Costa Mesa, and throughout Orange County. Our team understands trustee sale timelines, short sale negotiations, and the due diligence required for distressed properties. We move fast so you don't lose deals to financing delays.
Loan Programs Available
Bridge loans for quick acquisitions
Fix-and-flip financing
Construction loans for ground-up development
Rental property loans
Refinance and cash-out options
Land acquisition financing
Get pre-approved in 24-48 hours. Our streamlined application process gets you the funding you need, when you need it.
Discuss your project with our lending team today.
Get StartedWe fund what banks won't, foreclosures, short sales, deferred maintenance.
7-10 day closings to compete at trustee sales and with cash offers.
Value based on potential, not current condition.
Flip, hold, or wholesale, we structure for your strategy.
Contact us to review financing options designed for distressed property buyers.