Hard Money Loans for Commercial Property Owners

Commercial Property Owners in Irvine, CA

Commercial property owners in Irvine and Orange County need financing that moves at the speed of opportunity. Hard Money Lenders of Irvine provides asset-based commercial loans for acquisitions, refinances, and value-add plays across retail, office, industrial, and mixed-use properties. Traditional commercial lending can take 60-90 days with extensive documentation; we close in 2-3 weeks. We evaluate the property's cash flow potential and your business plan, not just financial statements. Whether you're acquiring your first commercial asset or expanding your portfolio, we deliver the capital you need.

Commercial property owners in Irvine and Orange County need financing that moves at the speed of opportunity. Hard Money Lenders of Irvine provides asset-based commercial loans for acquisitions, refinances, and value-add plays across retail, office, industrial, and mixed-use properties. Traditional commercial lending can take 60-90 days with extensive documentation; we close in 2-3 weeks. We evaluate the property's cash flow potential and your business plan, not just financial statements. Whether you're acquiring your first commercial asset or expanding your portfolio, we deliver the capital you need.

Benefits for Commercial Property Owners

  • Loan amounts from $250K to $5M

  • Up to 70% LTV on commercial

  • Bridge to permanent or sale

  • Vacant and transitional properties

  • Orange County commercial expertise

We've funded commercial acquisitions in Irvine's business parks, retail centers in Costa Mesa and Santa Ana, and office buildings throughout Orange County. Our team understands commercial valuations, lease structures, and the nuances of different property types. We structure loans that work for your hold period and exit strategy.

Loan Programs Available

  • Bridge loans for quick acquisitions

  • Fix-and-flip financing

  • Construction loans for ground-up development

  • Rental property loans

  • Refinance and cash-out options

  • Land acquisition financing

Get pre-approved in 24-48 hours. Our streamlined application process gets you the funding you need, when you need it.

Discuss your project with our lending team today.

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Why Commercial Property Owners Choose Hard Money

Commercial Focus

Retail, office, industrial, mixed-use, we fund the full spectrum.

Value-Add Friendly

Properties with vacancies or value-add potential qualify.

Stated Income

Options for business owners who prefer streamlined documentation.

Fast Closing

2-3 weeks from application to funding.

Ready to move forward?

Contact us to review financing options designed for commercial property owners.